Account
Refer and earn
How referral commission works: €20 after a referred store's first paid month plus 20% for 12 months, the 30-day hold, refunds, and monthly payouts to your Whop account.
Updated
What you earn
You get €20 when a store you refer pays for its first month of LatchPay, plus 20% of what LatchPay receives from that store for 12 months. The share counts the plan and the usage fee LatchPay actually received, before tax, minus refunds and chargebacks. The 12 months start on the day the store's LatchPay account is created. The store pays the normal price.
Merchants get their link on Refer and earn in the dashboard. Others apply on the affiliates page with their Whop account; we review each application by hand. If LatchPay agreed a different rate with you, the Refer and earn page shows it with a "Custom rate" label. A rate change applies to new referrals only.
When a referral counts
- Someone clicks your link (any public LatchPay page with ?ref= and your code) and creates a new LatchPay account within 60 days.
- If they clicked more than one referral link, the last one counts.
- Existing LatchPay accounts and your own account never count.
- The €20 is added when the store pays its first month; a free trial alone does not count. It is earned once per store, and not when the store already paid for a LatchPay plan before clicking your link.
The Referrals table shows each account by a masked email, when it signed up, whether it is paying, and until when you earn on it. You never see the store's name or what it sells.
The hold, refunds and chargebacks
New commission is pending for 30 days, then ready for payout. When a payment is refunded, the share on it is taken back in the same proportion; a chargeback takes it back in full, and a chargeback the store wins gives it back. The €20 is taken back only when the first paid month is refunded in full or charged back. If a refund comes after the commission was paid out, Ready shows a negative amount that is taken from your next payouts.
Payouts
Once a month LatchPay prepares the list of payouts and approves it before anything is sent. You are paid when at least €50 is ready (or the minimum in that currency); smaller amounts roll over to the next month.
One line per currency
Commission stays in the currency LatchPay received: plans and the €20 are in euros, the usage fee of a store in another currency is in that currency. Each currency is paid out on its own, with its own minimum. Nothing is converted.
Your Whop account and the identity check
Payouts are Whop transfers to the Whop account you signed in with. The Earnings card names it. To withdraw from Whop, Whop asks you to verify your identity. Payouts always go to the Whop account you signed in with.
Rules and taxes
- Say that you are paid when you recommend LatchPay.
- No paid search ads on the LatchPay name or misspellings of it.
- No spam, no fake signups, and no paying or rewarding people to sign up.
- No promises about what a store will earn.
Commission is income. You are responsible for declaring it and for any VAT. The full rules are in the affiliate terms.